Mr Ramsey suggested a five-year plan to Jon if he wanted to be able to get by as he gets older.
The money expert had two goals for Jon.
He wanted him to get the house paid off and put $100,000 (around $86,000) in mutual funds.
It may still not be enough but by the time he is 71, he will be approaching $200,000 (around £173,000) in there with the growth of the $30,000 (around £26,000) if it’s in mutual funds.
He said: “So you’ll be approaching $200,000 (around £173,000) with a paid for $600,000 (around £521,000) house.
“If you can’t make it, at least we know you can sell the house and move to a $400,000 (around £247,000) house.