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The shift to the later will happen in stages with the move from 66 to 67 brought forward by eight years. The move to 67 is currently set to take place between 2026 and 2028 while the move to 68 will take place between 2044 and 2046.

Legislation has also changed the way the increase in state pension is phased for those born between April 6, 1960 and March 5, 1961.

The changes mean that rather than reaching state pension age on a particular date, a person will reach the age when they reach a specified number of months.

For those born between these dates, this is when a man or woman will retire, depending on their birth date:

  • April 6, 1960 to May 5, 1960 – 66 years and one month
  • May 6, 1960 to June 5, 1960 – 66 years and two months
  • June 6, 1960 to July 5, 1960 – 66 years and three months
  • July 6, 1960 to August 5, 1960 – 66 years and four months
  • August 6, 1960 to September 5, 1960 – 66 years and five months
  • September 6, 1960 to October 5, 1960 – 66 years and six months
  • October 6, 1960 to November 5, 1960 – 66 years and seven months
  • November 6, 1960 to December 5, 1960 – 66 years and eight months
  • December 6, 1960 to January 5, 1961 – 66 years and nine months
  • January 6, 1961 to February 5, 1961- 66 years and 10 months
  • February 6, 1961 to March 5, 1961- 66 years and 11 months
  • March 6, 1961 to April 5, 1977 – 67.

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With the phased move to the state pension age of 68 between 2044 and 2046, this is when men and women will retire who are affected by the change:

  • April 6, 1977 to May 5, 1977 – May 6, 2044
  • May 6, 1977 to June 5, 1977 – July 6, 2044
  • June 6, 1977 to July 5, 1977 – September 6, 2044
  • July 6, 1977 to August 5, 1977 – November 6, 2044
  • August 6, 1977 to September 5, 1977 – January 6, 2045
  • September 6, 1977 to October 5, 1977 – March 6, 2045
  • October 6, 1977 to November 5, 1977 – May 6, 2045
  • November 6, 1977 to December 5, 1977 – July 6, 2045
  • December 6, 1977 to January 5, 1978 – September 6, 2045
  • January 6, 1978 to February 5, 1978 – November 6, 2045
  • February 6, 1978 to March 5, 1978 – January 6, 2046
  • March 6, 1978 to April 5, 1978 – March 6, 2046
  • April 6, 1978 onwards – 68th birthday.

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Tom Selby, head of retirement policy at AJ Bell, warned the state pension age could increase further.

He said: “It would not be surprising if those in their 20s and 30s today have to wait until their 70th birthday or even beyond to receive the state pension.”

The Government is to publish a review into the state pension age this year with the document set to be released before May, and a spokesperson told “no decision” has been made yet, regarding the ongoing review.

Many experts have predicted the review may bring forward the state pension age increase to 67 as the Government struggles to pay the rising costs of pension payments.